- Phone: (773) 775-6808
- Main Office: Midamerica Lenders & CO, 5151 N. Harlem Ave, Ste 307, Chicago, IL 60656
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Buying a home or investing in real estate is one of the biggest financial decisions you’ll make. As a well-qualified buyer, you have access to some of the most competitive mortgage loan programs available today. From conventional loans with fixed low rates to DSCR investor loans and bank statement mortgages for self-employed borrowers, the right financing can help you achieve your goals faster.
Conventional mortgages remain the most popular choice for homebuyers because they offer stability, flexibility, and competitive rates.
• 30-Year Fixed Conventional Loan – Provides consistent payments and long-term stability.
• 15-Year Fixed Loan – Pay off your mortgage faster with lower total interest.
• Adjustable-Rate Mortgages (ARMs) – Lower introductory rates for buyers who plan to move or refinance in the next 3–10 years.
Homebuyers with strong credit scores and steady income who want predictable monthly payments.
For real estate investors, traditional income verification isn’t always the best option. That’s where DSCR loans (Debt Service Coverage Ratio loans) come in.
• Approval is based on rental income from the property, not your personal income.
• Ideal for short-term rentals, Airbnb properties, or long-term investment portfolios.
• Simplified approval process—no W-2s, tax returns, or pay stubs required.
Real estate investors who want to expand their portfolio quickly without using personal income documentation.
If you’re self-employed, a freelancer, or a small business owner, qualifying with traditional tax returns can be challenging. Bank statement mortgages provide an alternative path to homeownership.
• Use 12 or 24 months of personal or business bank statements to prove income.
• No tax returns or pay stubs required.
• Flexible terms and competitive rates available for well-qualified buyers.
Entrepreneurs, gig-economy workers, and business owners with strong cash flow but limited traditional documentation.
Every borrower has unique needs. Whether you’re looking for long-term stability, investment property growth, or flexible income documentation, there’s a loan program designed to fit your situation.
At Good Advisors Mortgage (replace with your brand), we specialize in matching well-qualified buyers with the best mortgage options available today.
Our experienced team is here to guide you through the mortgage process. Contact us today for a free mortgage consultation and discover which program is the best fit for your goals.
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